Public Adjusting

A public adjuster is a licensed professional who assists policyholders (individuals or businesses) in the process of filing and negotiating insurance claims with their insurance companies. Public adjusters are not employed by insurance companies; instead, they work on behalf of the policyholder to ensure they receive a fair and equitable settlement for their insurance claim. Here's how a public adjuster helps people:

• Expertise and Experience: Public adjusters are well-versed in insurance policies, claim processes, and the intricacies of insurance law. They have the experience and knowledge to navigate the often complex and confusing insurance claims process.
  
• Assessment and Documentation: Public adjusters assess the damage or loss to property and help policyholders document the extent of the damage. They ensure that all relevant information and evidence are gathered and presented properly to the insurance company.
  
• Accurate Valuation: Public adjusters use their expertise to provide an accurate valuation of the loss. They may employ various methods, such as estimating repair or replacement costs, to ensure that the policyholder is compensated adequately.
  
• Claims Submission: Public adjusters assist in preparing and submitting the insurance claim on behalf of the policyholder. They ensure that all required documents and information are included in the claim, reducing the likelihood of delays or denials.
  
• Negotiation With Insurance Companies: One of the primary roles of a public adjuster is to negotiate with the insurance company's adjuster or claims adjuster on behalf of the policyholder. They advocate for a fair settlement and use their knowledge to challenge any undervaluation or denial of claims.
  
• Maximizing Claims Payout: Public adjusters work to maximize the amount of compensation the policyholder receives. They can often identify additional damages or losses that the policyholder may not have initially recognized.
  
• Claim Settlement: Once an agreement is reached with the insurance company, the public adjuster helps facilitate the settlement process. They ensure that the policyholder receives the appropriate funds in a timely manner.
  
• Reducing Stress: Dealing with an insurance claim can be a stressful and time-consuming process. Public adjusters take the burden off the policyholder by handling the entire claims process, allowing them to focus on other aspects of recovery.
  
• Advocacy and Protection: Public adjusters serve as advocates for policyholders, protecting their interests throughout the claims process. They ensure that the policyholder's rights are upheld and that they are treated fairly by the insurance company.
  
• Expertise in Policy Interpretation: Public adjusters are skilled in interpreting insurance policies and understanding the coverage limitations and exclusions. This knowledge helps policyholders receive the maximum benefits to which they are entitled under their policy.

Ready to get the insurance settlement you deserve? Don't navigate the complex world of insurance claims alone. Our team of experienced public adjusters is here to help you every step of the way.

Public adjusters typically work on a contingency fee basis, meaning they are paid a percentage of the final insurance settlement. This arrangement incentivizes them to secure the highest possible settlement for their clients